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What a settlement window really costs
Three corridors, one week of ledgers, and the case for pricing the wait instead of the wire.
ReadSmart solutions · Baghdad
tap is an Iraqi technology house. Two ventures are already live — a hawala network that settles across three borders, and an architecture studio that runs its projects on the same rails.
Two ventures live · Baghdad and Erbil · every screen legible in Arabic
Every venture rides the same spine: one ledger, one identity, and one set of numbers that agree with each other.
A settlement network for the corridors Iraqi money actually uses. Rates published every morning, positions reconciled every night.
Today's board
A studio that draws, tenders and hands over — with every revision, expense and site instruction on the record.
On the register now
Also on the board
Treasury and custody for businesses that keep cash in more than one currency and more than one city.
Land, title and what a plot is honestly worth — the maps underneath every deal we have ever priced.
We are a small technology house in Baghdad. We build the parts nobody photographs — the ledgers, the settlement clocks, the drawing registers — and then we run the businesses that depend on them.
No investors, no pitch deck. Two desks, one workshop, and a rule that nothing ships until it is legible in Arabic. If a system is ours, we are the first ones woken when it fails.
Occasional writing about money, drawings, and the small decisions that make software feel Iraqi.
Latest
Three corridors, one week of ledgers, and the case for pricing the wait instead of the wire.
Read
How we survey, number and hand over projects in districts the map has not caught up with.
Read
Why every figure in our products stays tabular and left-to-right, in both languages.
ReadA corridor that will not reconcile. A project register nobody trusts. A product that has to work in two scripts and two directions. Those are the good ones.
Baghdad · Sunday to Thursday · 09:00–17:00